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Knob and tube wiring · West Orange and Essex County

Knob and tube wiring replacement in West Orange, NJ

Knob and tube is the ungrounded two-wire wiring in houses built from about 1880 to 1940. MDL Electric, a licensed New Jersey electrician in West Orange, maps what is still live and replaces it with a permit and inspection.

New breaker panels being installed on a plywood board in an old brick basement, with older wiring overhead

The short answer

You do not have to rip it out by law. Insurance, insulation and a sale are what force the job.

Published 2026 averages for a whole house run $12,000 to $36,600 (Angi); the cost table below compares three sources. These are market ranges, not MDL prices.

Knob and tube runs a hot wire and a neutral wire separately, a few inches apart, on white porcelain knobs along the framing and through porcelain tubes where it passes through joists. There is no ground wire, so its outlets were two-prong only, and its rubber and cloth insulation often turns brittle with age (InterNACHI inspection manual). ASHI, the home inspectors' society, calls it the predominant wiring method from about 1880 to 1940 (ASHI Reporter).

New Jersey has no rule we could find that orders existing knob and tube removed: buildings legally in existence may continue in use (N.J.A.C. 5:23-6.2(f)). What pushes owners to replace it is an insurer that will not write the policy, attic insulation that cannot go over live wiring, a buyer's inspection, or a renovation that opens the walls anyway.

MDL Electric works from 4 Harrison Avenue in West Orange and holds a New Jersey electrical contractor license (34EI01606200), an electrical business permit (34EB01606200) and a master HVACR license (19HC00308200). Call 973.809.2339 to book a wiring check.

InsuranceSome insurers may not offer a policy on a home with knob and tube, may charge more, or may ask for an inspection report.
Attic insulationThe electrical code does not allow knob and tube in walls, ceilings or attics where insulation envelops the wires.
Buying or sellingNew Jersey's seller disclosure asks for the wiring type, the amp service and fuses or breakers.
RenovationOpen walls are the cheapest time to replace the old circuits in those rooms.

Check your house

How to tell if your house still has knob and tube.

Opened plaster wall showing old cloth-covered wires on white porcelain knobs and tubes along wooden studs
Knob and tube behind opened lath and plaster: a museum recreation, not an MDL job (Bill Wtshymanski, public domain, Wikimedia Commons).
  • Basement and attic. Look up at the joists and rafters for two separate wires running in parallel, wrapped around porcelain knobs at turns and passing through porcelain tubes in the wood (Wisconsin Historical Society).
  • Cloth-covered wire. Rubber and cloth insulation, often dark and brittle, with splices soldered and taped outside any box (InspectAPedia).
  • No ground. Two-prong outlets are a sign, not proof: they mean the circuit has no ground, which early cable wiring also lacks.
  • A fuse box or a small service. Houses still on knob and tube often have screw-in fuses or a small panel. See panel upgrades for the service side.
  • Hidden runs. Knob and tube is not always visible once it is behind finished walls or under insulation, so a clean basement does not clear the whole house (ASHI).

Do not pull at old wiring or move insulation around it to look. Leave the inspection of live wiring to a licensed electrician.

Essex County housing

How much of each town was built in the knob and tube era.

Share of housing units built in 1939 or earlier, from the US Census Bureau's American Community Survey 2020-2024 (table B25034, "Year Structure Built"). Built before 1940 does not mean a house still has knob and tube: many have been rewired since. It means the house was built when knob and tube was the normal method.

Scroll sideways to see the whole table.

Source: US Census Bureau, ACS 5-year 2020-2024, table B25034, read through the Census Reporter API on October 23, 2026. Counts are survey estimates with margins of error.
TownHousing unitsBuilt 1939 or earlierShareMDL page
Glen Ridge2,5692,08381.1%Essex County
Montclair16,5219,80959.4%Montclair
Maplewood9,0515,01955.5%Maplewood
South Orange6,2082,70143.5%South Orange
Bloomfield21,7898,21337.7%Bloomfield
Verona6,0122,01433.5%Essex County
Millburn and Short Hills7,4362,48533.4%Short Hills
West Orange17,8704,43524.8%West Orange
Livingston10,6999829.2%Livingston
Essex County, all towns336,96298,06829.1%Essex County

Glen Ridge, Montclair and Maplewood have the oldest housing in the county by this measure. In West Orange about one house in four was built before 1940, which is still about 4,400 homes within a few miles of MDL's shop.

What forces the job

Insurance, insulation and a sale: what each one actually requires.

Your insurer

Progressive says some insurance companies may not want to offer a policy on a home with knob-and-tube or aluminum wiring, those that do may charge a higher premium, and they may ask for an inspection report (Progressive). American Family says insurers may deny coverage (American Family Insurance).

What to ask MDL for: a written finding of which circuits are still knob and tube and which are not, so the insurer is answering about your house rather than about the age of it.

Attic or wall insulation

The National Electrical Code's knob-and-tube article lists, among uses not permitted, hollow spaces of walls, ceilings and attics insulated by loose, rolled or foamed-in-place insulation that envelops the conductors (section 394.12, as reproduced from the code text by EC&M). The Department of Energy's attic insulation checklist says insulation shall not be installed over active knob and tube until the wiring is replaced or properly boxed (DOE Building America).

The New Jersey program: the utility-run Whole Home Energy Solutions program lists "upgrade of knob and tube wiring in order to install insulation in the area where knob & tube is present" as a health-and-safety measure, and the first $2,000 of combined health-and-safety costs can go into the project (FY2025 eligible measures; Essex County homes go through PSE&G).

Buying or selling

New Jersey's seller's property condition disclosure asks what type of wiring is in the structure (copper, aluminum, other or unknown), the amp service, and whether it has breakers or fuses (NJ Division of Consumer Affairs). It does not name knob and tube, but a buyer's home inspector will look for it, and the buyer's insurer will ask.

Before you list: some towns run their own resale inspections. Ask your town's construction office what it checks; MDL can then price the electrical items on that list.

New Jersey rules

Permits and inspection for replacing knob and tube in New Jersey.

Scroll sideways to see the whole table.

How the state construction code treats each part of the job. Sources: N.J.A.C. 5:23-2 (NJ Department of Community Affairs), N.J.A.C. 5:23-2.17A, DCA Construction Code Communicator, current code adoptions.
Part of the jobWhat the code saysSection
Replacing or relocating wiringNot ordinary maintenance. Ordinary maintenance (no permit) is limited to items such as like-for-like outlet, switch and fixture swaps and repairs to installed equipment.5:23-2.7
Same-capacity rewire, one- or two-family houseReplacing existing wiring with new wiring of the same capacity is minor work: it may start after notice to the town, the permit is filed, and the work is inspected. Fishing cable is minor work regardless of the number of outlets.5:23-2.17A
New circuits or a bigger serviceNot same capacity, so a regular permit is needed before the work.5:23-2.14
Who inspectsThe town's electrical subcode official, under the code edition New Jersey currently enforces (NFPA 70, the 2023 National Electrical Code, adopted August 17, 2026).5:23-3.16
Who may do itA licensed electrical contractor, or a single-family homeowner on his or her own home.5:23-2.15

Google reviewers describe MDL handling this side of a job: "submitted permits to the township" (Gerald, January 2026), "They took care of all the city permits" (Jack M., January 2026), "helped me pass all requirements from the town inspection" (George S., June 2026).

How the job runs

From a wiring check to a signed-off inspection.

01

Map what is live

Trace the circuits from the panel or fuse box, find which runs are still knob and tube, and check the attic and basement. You get a written finding you can give your insurer.

02

Check the service

Look at the panel, the amp service and the grounding. Many knob and tube houses also need a panel or service upgrade, and it is cheaper to plan both together.

03

Scope full or partial

Decide what goes first: the attic before insulation, kitchens and baths, the circuits with the most load, or the whole house. The written scope says which rooms are opened and who patches.

04

Permit and replace

File with the town, then fish new grounded cable through the walls from the attic and basement, cutting openings only where a run cannot be fished.

05

Inspect and document

The town's electrical inspector checks the work. Keep the inspection approval with the house papers for your insurer and a future buyer.

  • Without tearing out plaster. Fishing cable through existing cavities is the normal method in old houses; walls do not come down, but each opening needs patching.
  • Power during the job. Ask how many circuits are off at a time and whether the kitchen and heating stay on.
  • Patching and paint. Plaster repair is often a separate trade. Block Renovation puts plaster or drywall repair at $1,000 to $5,000 on top of the wiring; ask whether it is in the price.
  • Old wire left in walls. Ask what happens to disconnected runs you cannot see, and get it in the written scope.
Electrician on a step ladder fitting new meter sockets to the brick wall of an older house
Stock photo for illustration, not an MDL job (Tomwsulcer, CC0, Wikimedia Commons).

2026 costs

What knob and tube replacement costs, from published 2026 ranges.

These are market ranges from national cost sites, not MDL prices. MDL gives a written estimate after seeing the house, because access and plaster decide more of the price than square footage does.

Scroll sideways to see the whole table.

Read October 23, 2026: Angi, HomeGuide, Block Renovation (July 15, 2026).
SourceWhole housePer square foot2,000 sq ft houseAdd-ons named
Angi$12,000 to $36,600$10 to $20$20,000 to $40,000Panel upgrade $600 to $4,000
HomeGuide$12,000 to $35,000$8 to $17$16,000 to $34,000Panel $800 to $2,500; permits $200 to $900; inspection $100 to $200
Block Renovation$8,000 to $25,000 (most projects)$4 to $10 (wiring only)$12,000 to $18,000 (1,500 to 2,000 sq ft)Panel adds $1,500 to $4,000; plaster or drywall repair adds $1,000 to $5,000

What moves the price

  • Access. An open basement and a walk-in attic let cable be fished with few openings. Finished attics, closed ceilings and no basement mean more walls opened.
  • Plaster. Lath and plaster is slower to open and to patch than drywall. Block Renovation says a plaster rowhouse and an open-basement ranch with the same footprint can land two times apart.
  • The service. A fused or small service usually gets replaced in the same project; see panel upgrades and the New Jersey panel replacement cost guide.
  • How much is left. Many old houses were partly rewired over the years. Mapping what is still knob and tube can shrink the job to the rooms that need it.

Full or partial

The cheapest safe order to replace it in.

Black-and-white archive photo of early exposed house wiring on porcelain cleats feeding old porcelain fuse blocks
Early open wiring and porcelain fuse blocks in an old house: Historic American Buildings Survey, public domain (Library of Congress), not an MDL job.
  1. Attic first if you are insulating. Live knob and tube cannot be buried in insulation, and New Jersey's Whole Home Energy Solutions program counts this upgrade as a health-and-safety measure.
  2. Kitchen, baths and laundry. The rooms with the heaviest appliances and the most need for grounded outlets.
  3. Circuits that carry the most load. Window air conditioners, space heaters and home offices on old two-wire circuits.
  4. The rest of the house. Bedrooms and halls, often during a renovation or before a sale.

A partial job still needs a permit and an inspection, and the insurer may still ask whether any knob and tube remains. Ask MDL to list what stays in place in writing.

Why MDL

A West Orange electrician that has worked in century-old houses.

MDL Electric Cooling & Heating has a 4.8 out of 5 average from 115 Google reviews (read October 23, 2026). A few of them are about the old houses this page is about:

  • "I bought a very old home that had knob and tube." (Amber B., April 2022)
  • "They are experienced with old houses and all types of problems." (Mary C., November 2023)
  • "electrical dilemmas presented by a century plus house" (Victoria P., April 2022)
  • "Upgraded wiring and boxes giving me peace of mind." (Alfred P., August 2026)
LicensedNJ electrical contractor 34EI01606200, electrical business permit 34EB01606200, master HVACR 19HC00308200.
Local4 Harrison Avenue, West Orange, NJ 07052, family owned and established in 2007 according to MDL's Google Business Profile.
Panel work tooOld wiring and a small service are planned together; see panel upgrades and electrical repair.
One call973.809.2339, with heating and cooling under the same roof when the job touches a furnace or boiler circuit.

Knob and tube wiring

Book a wiring check for your house.

Tell MDL your town, roughly when the house was built, where you have seen old wiring, whether you have fuses, and what started the question.

Knob and tube questions

Straight answers on cost, insurance, insulation and permits.

Costs are published market ranges, not MDL prices. Code lines are from the New Jersey construction code and the National Electrical Code.

How much does it cost to replace knob and tube wiring?

Published 2026 market ranges for a whole house run from about $8,000 to $36,600. Angi puts the average at $12,000 to $36,600 ($10 to $20 per square foot), HomeGuide at $12,000 to $35,000 ($8 to $17 per square foot) and Block Renovation at $8,000 to $25,000 for most projects. The spread comes from house size, how many walls and ceilings must be opened, whether the panel or service is upgraded, permits, and plaster repair. These are market ranges, not MDL prices; MDL gives a written estimate after seeing the house.

How much does it cost to rewire a 2,000 sq ft house?

For 2,000 square feet the published ranges are $20,000 to $40,000 (Angi), $16,000 to $34,000 (HomeGuide) and $12,000 to $18,000 for a 1,500 to 2,000 square foot home (Block Renovation). Block Renovation notes that a plaster rowhouse and an open-basement ranch with the same footprint can land two times apart, which is why a price per square foot is only a starting point.

Is knob and tube wiring illegal in New Jersey?

No. We found no New Jersey rule that requires existing knob and tube to be removed. The state's rehabilitation subcode lets buildings legally in existence continue in use (N.J.A.C. 5:23-6.2(f)), and home inspector groups such as ASHI and InspectAPedia say no code requires replacement. New knob and tube installs are a different matter: the National Electrical Code has allowed concealed knob and tube only for extensions of existing installations or by special permission.

Do I have to replace knob and tube to sell a house in New Jersey?

Not by state law that we could find. New Jersey's seller's property condition disclosure asks what type of wiring is in the house (copper, aluminum, other or unknown), the amp service, and whether it has breakers or fuses, so a buyer's inspector will usually look for it. What often forces the decision is the buyer's insurer or lender. Some towns have their own resale inspections; check with your town's construction office before listing.

Will homeowners insurance cover a house with knob and tube wiring?

Sometimes, at a cost. Progressive says some insurers may not offer a policy on a home with knob-and-tube or aluminum wiring, those that do may charge a higher premium, and they may ask for an inspection report. American Family says insurers may deny coverage. Ask your insurer what they need in writing; an electrician's report that maps which circuits are still knob and tube is the usual starting point.

Can I put insulation over knob and tube wiring?

Not over live knob and tube. National Electrical Code section 394.12 lists hollow spaces of walls, ceilings and attics insulated by loose, rolled or foamed-in-place insulation that envelops the conductors as a use that is not permitted. The US Department of Energy's attic insulation checklist says insulation should not be installed over active knob and tube until the wiring is replaced or properly boxed. New Jersey's Whole Home Energy Solutions program lists upgrading knob and tube in order to install insulation in that area as an eligible health-and-safety measure.

Can a house be rewired without removing plaster or drywall?

Mostly, yes. Electricians fish new cable through existing wall and ceiling cavities from the attic and basement and cut small openings only where a run cannot be fished. Walls do not come down, but each opening has to be patched. New Jersey's construction code even treats fishing as minor work. Houses with no attic or basement access need more openings, which is one reason prices vary.

How messy is a whole-house rewire?

Less than a renovation, more than a service call. Expect openings at outlets, switches, ceiling boxes and some wall and ceiling spots, plaster dust in the rooms being worked on, and work in the attic and basement. Ask for a written scope that says how many rooms are opened at a time, whether power stays on in the rest of the house, and who patches and paints.

What is the cheapest way to deal with knob and tube?

Doing it in stages. The most common first stage replaces the knob and tube in the attic before insulation goes in, which New Jersey's Whole Home Energy Solutions program treats as a health-and-safety measure (the first $2,000 of combined health-and-safety work can go into the project). Kitchens, baths and the circuits that carry the most load usually come next. Leaving live knob and tube under new insulation is not a cheap option; the electrical code does not allow it.

Can I upgrade my electrical panel without rewiring my house?

Yes. A panel or service upgrade does not automatically require a whole-house rewire, but it does not make old branch circuits new either. Many houses still on knob and tube also have a small fused service, so the panel and the wiring are often planned together. See MDL's panel upgrade page for the panel side.

Is 70-year-old wiring safe?

Age alone does not answer it; condition does. InterNACHI notes that knob and tube has no separate ground, that its insulation often becomes brittle, that it is often buried in attic insulation, and that splices outside boxes are common. A licensed electrician's inspection shows which circuits are still knob and tube, what condition they are in, and what is carrying more load than it was built for.

How do I know if my house has knob and tube?

Look in the basement and attic for two separate wires running a few inches apart through white porcelain tubes in the joists and around porcelain knobs at turns, with cloth-covered insulation and no ground wire. Two-prong outlets and a fuse box are signs, not proof: a two-prong outlet means the circuit has no ground, which can also be early cable. Knob and tube is not always visible once it is hidden behind walls or under insulation.

Does replacing knob and tube need a permit in New Jersey?

Yes. Ordinary maintenance, which needs no permit, does not include replacing or relocating electrical wiring (N.J.A.C. 5:23-2.7). In a one- or two-family house, replacing existing wiring with new wiring of the same capacity is minor work (N.J.A.C. 5:23-2.17A): the work may start after notice to the town, the permit is filed, and it is inspected. Adding circuits or service capacity needs a regular permit. The town's electrical subcode official does the inspections.

How do I ask MDL about knob and tube in my house?

Call 973.809.2339 or send the request form on this page with your town, the age of the house if you know it, where you have seen old wiring (attic, basement, a wall opened by a contractor), whether you have a fuse box, and what started the question: insurance, a sale, insulation, or a renovation.

Sources

Where the facts on this page come from.

Next steps

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The Essex County towns MDL serves from its West Orange base.

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